What credit score do I need for a personal loan? Most lenders prefer a credit score of 600+, but 700+ will qualify you for the best rates.

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How much can I borrow with a personal loan? Loan amounts typically range from $1,000 to $100,000, depending on your creditworthiness.

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Are there alternatives to personal loans?

Yes! Consider options like credit card balance transfers, home equity loans, or peer-to-peer lending.